Definition: Social disability insurance is a type of disability insurance that covers people who have been diagnosed with mental, physical, or cognitive disabilities in their life. The word "social" refers to the nature of the coverage provided by social disability insurance. The term "social" typically implies that it is available to people living in a certain community or area, and that it is designed for those who are affected by social factors such as discrimination or lack of employment opportunities. Social disability insurance covers various aspects of life, including health care, education, transportation, housing, and other essential services. It helps individuals with disabilities maintain their independence and quality of life in a society that may not fully accept them.
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